Protect your home with advice from Liberty Seguros

Just as we all have medical checkups to make sure we’re healthy or have our cars technically checked to make sure they’re roadworthy, we also need to check our homes regularly to protect ourselves against unforeseen events and to avoid any unpleasant surprises.

Lotti Lundstedt of Liberty Seguros offers us some tips on how best to avoid damage to our homes and shares with us popular home insurance covers for properties in Spain:

“The most frequent claims are those caused by water damage. As a general rule, we always recommend closing the shut-off valves, even if you are only going away for a short time.

“Additionally, there are other small actions that can also be taken to prevent unintended damage. Whether it’s not using the toilet as a trash can, protecting the drains with filters, unclogging the drains as soon as you encounter a blockage, preventing humidity by maintaining good ventilation throughout the house, checking pipe joints and making sure there are no leaks from the cistern or dripping taps. These are all simple yet effective ways to protect your home all year round.

However, in the event of water damage, Liberty Seguros home insurance policies offer extensive coverage. Policyholders can rest assured that expenses incurred in locating damage are covered, as is the repair and/or replacement of damaged parts within the confines of the home.

Liberty Seguros home insurance policies also cover the breakage of pipes – even if there is no actual damage caused by the leak – and overconsumption of water can be claimed up to 1,000 euros per claim each year.

Lotti Lundstedt continues: “In recent years – and due to climate change – extreme events that cause significant damage to homes have become more and more frequent. With this in mind, guarantees including damage due to atmospheric, meteorological, geological or seismic phenomena such as landslides, subsidence or flooding are in high demand.

At Liberty Seguros we have taken this into account and with our optional ‘All Perils Accidental’ cover all these scenarios are covered – even if they are not actually considered ‘extraordinary’ under current legislation.

Lundstedt also explains that one of the most asked questions is whether locks and keys are included in the Liberty Seguros hospitality policy. She reveals: “Our Liberty Seguros home insurance contract includes full assistance. In fact, we’ll send you a locksmith if you find yourself locked out by accident, and of course you’re also covered for locksmith services if your keys are lost, stolen or broken, or even if the lock has been returned. unusable due to attempted burglary, or otherwise.

For Liberty Seguros, even if the law does not require it, having a home insurance contract adapted to YOU ​​is essential for your peace of mind. That’s why Liberty Seguros makes it as easy as possible for you to tailor your home policy to your REAL needs.

Plus, with Liberty Seguros, over 300 expat agents and brokers are available to help you with face-to-face advice in your OWN language.

For more information just call 91 342 25 49 or visit for the name and location of your nearest Liberty Seguros broker.

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